Underwriting information

Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, see a sample policy. Products, discounts, and rates may vary and are subject to change. Insurance products are underwritten by either Independence American Insurance Company (NAIC #26581. A Delaware insurance company headquarters located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254), or United States Fire Insurance Company (NAIC #21113. Morristown, NJ). Please refer to your policy forms to determine the underwriter for your policy, produced by PetMeds Insurance Services, LLC (NPN #20790781; Domiciled in Florida with offices at 420 S. Congress Avenue, Delray Beach, FL 33445) and Pumpkin Insurance Services Inc. (“Pumpkin”)(NPN #19084749; Domiciled in New York with offices at 432 Park Avenue South, Floor 12, New York, NY 10016; CA License #6001617), and administered by Pumpkin. PetMeds Insurance Services, LLC and Pumpkin receive compensation based on the premiums for the insurance policies sold.

Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. For full terms, visit pumpkin.care/customeragreement. Preventive Essentials is not available in all states.